How to apply for Boost to Buy
Applications for the Boost to Buy home ownership scheme open from Monday 15 December 2025.
Before you apply
Use our eligibility checker to see if you qualify and read about the scheme’s eligibility and ongoing requirements.
If you believe you meet the eligibility criteria, continue with the steps below to apply for the scheme.
Step 1: Make an appointment with an approved lender
Contact an approved lender to make an appointment to discuss Boost to Buy and your lending requirements. To apply for the scheme, you must use an approved lender for your home loan.
Appointments can be made for either a property purchase in regional Queensland (if you are buying outside of South East Queensland) or for a property purchase in South East Queensland.
Find out more about the regional allocations for Boost to Buy.
Step 2: Get provisional approval
If you qualify for a loan, meet the scheme’s eligibility criteria and there are still available places within the scheme, your approved lender will submit your Boost to Buy application to the scheme’s administrative service provider – Queensland Rural and Industry Development Authority (QRIDA).
Your application will be assessed and, if approved, you will receive notification of provisional approval for the scheme.
Step 3: Find an eligible property
You will have 6 months to find an eligible property, make an offer and sign a contract.
The property must be in the location for which you received approval, i.e. regional Queensland or South East Queensland.
If you don’t find a home in 6 months, you’ll need to reapply for provisional approval, subject to scheme availability.
Read more about what to consider when purchasing a property under this scheme.
Step 4: Get final approval
Send the contract of sale to your lender within 3 days of signing. Your lender will then process final approval of your Boost to Buy application and home loan.
You’ll also need to arrange home insurance (or provide a copy of the strata insurance) and provide the insurance certificate to your lender with the contract of sale.
Upon assessment, you will receive a final approval letter detailing your shared equity interest and the financial contribution the Queensland Government will provide at settlement.
Note: You will need to comply with a range of ongoing obligations to remain eligible.
Application processing – first-come, first-served
Funding for Boost to Buy is limited, and applications will be approved on a first-come, first-served basis.
Approved lenders
To participate in Boost to Buy, you must use an approved lender below:
Appointments can be made with Unity Bank from 15 December 2025.
Currently, one lender (Unity Bank) is participating in the scheme. Additional lenders will join the scheme in early 2026.
Legitimate websites for the scheme
Beware of websites created by third parties about the Boost to Buy home ownership scheme. Make sure you source information about the scheme from a legitimate Queensland Government website that includes qld.gov.au in its web address, or from approved lender websites including Unity Bank.
More information
- Learn more about how the scheme works.
- Read about the scheme’s eligibility, ongoing obligations and exit process.
- Read the Information Statement for more about the scheme and key considerations for participants.
Disclaimer
This information provides a general overview of the Boost to Buy scheme and does not consider your individual financial situation or needs. Before making any decisions, assess whether the scheme suits your individual circumstances and seek advice tailored to your needs (such as financial, tax or legal) from a qualified professional.
Note: Scheme applications are subject to Scheme Provider approval. Loan applications to the approved lender are subject to credit approval, terms and conditions and fees.